A step-by-step guide to making a holiday budget
Ah, the holidays. It’s a time for seasonal cheer, catching up with family, and for some—financial panic!
Financial Guidelines for the Sandwich Generation
If you find yourself squeezed between caring for your children and caring for your aging parents, you’re part of what’s now referred to as the Sandwich Generation.
10 Tips for Financial Security after You Retire
The following 10 guidelines will help you enjoy a more comfortable retirement even in an uncertain economy.
Money Missteps - A Great Thing to Happen to a Kid?
While the outrage at a teenager spending an entire pile of birthday money on one pair of jeans is understandable, you might want to look at it as a good thing.
Life Stages: How to Manage Your Finances Through the Years
There are certain times in life when particular money management areas need special focus.
Three fun (and affordable) activities you can only do in fall
Autumn is packed with opportunities for having fun on a budget.
Food Shopping: The Blind Spot in Our Spending Plan
Your relationship with food is probably pretty complex. In addition to sustenance, you may use food for comfort, gathering with others, distraction or pleasure.
Five Easy Ways to Cut Monthly Expenses
Ever notice how your monthly expenses always seem to equal whatever salary you’re making, even after you get raises? The phenomenon is called “lifestyle creep” and it can keep you from reaching financial goals, from paying down debt, to saving for retirement.
Twelve Tips for a Financially Healthy Family
Easy tips to help keep your family financially healthy.
Five Big Mistakes Even Smart People Make with Credit Cards
Despite the popularity of credit card accounts, it’s easy to for holders to make mistakes that can cost them money. These are the top blunders to avoid.
Know Your Money Psychology Style
We all make decisions with our money at one point or another that don’t work out for the best. It’s just inevitable. But if you find yourself falling into patterns of behavior that lead to negative financial consequences, it could be time to examine a little more closely how you make these choices.
Summer Spending Tips
Everybody loves summer, right? School’s out. Students are graduating. Friends are getting married. And everybody’s thinking vacay! Trouble is, the costs for all that fun can add up and sink your savings goals in the process. The good news is that with a little planning, you and your family can enjoy all that summer has to offer, without busting your budget.
Unlocking The Rate Lock And Pre-Approval
One of the first things to realize when beginning the home-buying process is the reality that mortgage rates fluctuate. At times, rates can increase and decease on a daily basis. Your rate is important because it affects your monthly mortgage payment as well as the overall interest you pay throughout the life of your loan.
Easy Ways To Save On Your Water Bill
Saving water means saving money. However, you might not be quite ready to put a brick in your toilet tank or reduce your shower flow to a trickle. Have no fear; you can still take steps to seriously reduce your water bill each month.
Your Credit Score: Everything you Need to Know
Your credit score can have a major impact on your life. Not only do creditors typically check your score when deciding whether or not to approve your loan application and what interest rate to charge you if you are approved, but landlords, insurance companies, and even employers often check it as well.
What is a Mortgage Rate Lock?
Mortgage rates change. They move up and down frequently - sometimes daily. Because of this, the rate you see when you first apply for your mortgage may not be the rate you end up with. That’s where a mortgage rate lock can help.
Why Minimalism is the New Way to Save
If your house is filled with clutter, you probably know you won’t make the cover of Better Homes and Gardens, but you may not be aware that it could be costing you money too. Many people buy or rent bigger (and usually more expensive) places so they can have more closets...
Benefits of Automating Your Bills
These days, you can pay your mortgage or rent, utilities, insurance, loans, and credit cards every month without lifting a finger. Automation is a great time saver—and it can also reduce your vulnerability to identity theft. However, make sure you use it wisely...
How To Keep Your Checking Account in “Check”
To keep your checking account in “check,” consider these tips!
5 Ways Millennials Can Build A Brighter Financial Future
Many Millennials, who graduated during a time of job scarcity and enormous student debt, are more than a little skittish about financial matters...
5 Ways To Redefine Yourself As A Saver
Don’t buy what you can’t afford. Simple, right? Well, sort of. While restricting spending to the finite boundary of a paycheck is the foundation of sound money management, actually doing it can be extremely difficult...