Residential

Mortgage Rates

Open doors to new opportunities, at a great rate.

 Take advantage of competitive mortgage rates from Florence Bank servicing the Valley.

Rates as of 11/30/2021
All rates subject to change without notice.
Points Interest Rate APR Monthly Payment/$1,000 Monthly Payments
0 2.750% 2.840% $4.08 360
1 2.625% 2.793% $4.02 360
2 2.500% 2.745% $3.95 360
If applicable, Taxes and Insurance will increase Payments.
All Annual Percentage Rates (APRs) listed above assume a $100,000 mortgage, 20% down payment.

Rates may vary based upon your credit profile, property type, or loan to value (LTV) percentage.
Private Mortgage Insurance (PMI) required if the down payment is less than 20%.

Homeowners insurance and flood insurance (if applicable) are required.
Maximum Loan Amount is $548,250.
Biweekly payment plans are not available at this time.
Rates as of 11/30/2021
All rates subject to change without notice.
Points Interest Rate APR Monthly Payment/$1,000 Monthly Payments
0 2.625% 2.697% $5.36 240
1 2.500% 2.682% $5.30 240
2 2.375% 2.667% $5.24
240 
If applicable, Taxes and Insurance will increase Payments.
All Annual Percentage Rates (APRs) listed above assume a $100,000 mortgage, 20% down payment.

Rates may vary based upon your credit profile, property type, or loan to value (LTV) percentage.
Private Mortgage Insurance (PMI) required if the down payment is less than 20%.

Homeowners insurance and flood insurance (if applicable) are required.
Maximum Loan Amount is $548,250.
Biweekly payment plans are not available at this time.
Rates as of 11/30/2021
All rates subject to change without notice.
Points Interest Rate APR Monthly Payment/ $1,000 Monthly Payments
0 2.375% 2.467% $6.61 180
1 2.250% 2.484% $6.55 180
2 2.125% 2.502% $6.49 180
If applicable, Taxes and Insurance will increase Payments.
All Annual Percentage Rates (APRs) listed above assume a $100,000 mortgage, 20% down payment.

Rates may vary based upon your credit profile, property type, or loan to value (LTV) percentage.
Private Mortgage Insurance (PMI) required if the down payment is less than 20%.

Homeowners insurance and flood insurance (if applicable) are required.
Maximum Loan Amount is $548,250.
Biweekly payment plans are not available at this time.
Rates as of 11/30/2021
All rates subject to change without notice.
Points Interest Rate APR Monthly Payment/$1,000 Monthly Payments
0 2.250% 2.362%
$7.93
144
If applicable, Taxes and Insurance will increase Payments.
All Annual Percentage Rates (APRs) listed above assume a $100,000 mortgage, 20% down payment.

Rates may vary based upon your credit profile, property type, or loan to value (LTV) percentage.
Private Mortgage Insurance (PMI) required if the down payment is less than 20%.

Homeowners insurance and flood insurance (if applicable) are required.
Maximum Loan Amount is $548,250.
Biweekly payment plans are not available at this time.

Rates as of 11/30/2021
All rates subject to change without notice.
Points Interest Rate APR Monthly Payment/$1,000 Monthly Payments
0 2.250% 2.383% $9.31 120
If applicable, Taxes and Insurance will increase Payments.
All Annual Percentage Rates (APRs) listed above assume a $100,000 mortgage, 20% down payment.

Rates may vary based upon your credit profile, property type, or loan to value (LTV) percentage.
Private Mortgage Insurance (PMI) required if the down payment is less than 20%.

Homeowners insurance and flood insurance (if applicable) are required.
Maximum Loan Amount is $548,250.
Biweekly payment plans are not available at this time.
Rates as of 11/30/2021
All rates subject to change without notice.
If applicable, Taxes and Insurance Will Increase Payments.
Term Interest Rate Annual Percentage Rate (APR) Fully Indexed Rate Monthly Payment per $1,000 Borrowed During The First Five Years Monthly Payment per $1,000 After First Adjustment
30 Yr. 3.000% 3.217 % 3.250% $4.22 $4.33
If Applicable, Taxes and Insurance Will Increase Payments.
Margin 3.00%, Discount of 0.25 %, Caps 2% & 6%
Maximum LTV 95% 5/1 Adjustable Rate is fixed for the first 5 years and will adjust annually after that.
Annual percentage rates (APRs) on all adjustable rate products may change after consummation of the loan, and may increase.
All Annual Percentage Rates (APRs) listed above assume a $100,000 mortgage, 20% down payment.
Rates may vary based upon your credit profile, property type, or loan to value (LTV) percentage.
Private Mortgage Insurance (PMI) required if the down payment is less than 20%.

Homeowners insurance and flood insurance (if applicable) are required.
Maximum Loan Amount is $548,250.
Biweekly payment plans are not available at this time.
Adjustable rate mortgages used an index of 0.21%.
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