Personal savings accounts

Certificate of Deposit

Savings that earns you money.


A Certificate of Deposit can help you save by earning you money. What could be easier? With a CD, you’ll always know what interest rate you will receive during the term. That's smart savings.

• $500 minimum opening deposit (in most cases)
• No monthly service fee
• Terms range from 3 to 60 months
• Track your growth through Online Banking
• Deposits fully insured with FDIC and Depositors Insurance Fund (DIF) coverage

Rates as of
All rates subject to change without notice.
Product Name Annual Percentage Yield (APY) Annual Interest Rate Minimum Balance To Open Minimum Balance To Obtain The APY
3 Month CD 0.05% 0.05% $500 $500
6 Month CD 0.15% 0.15% $500 $500
7 Month Easy-Out CD 0.10% 0.10% $5,000 $500
12 Month CD 0.20% 0.20% $500 $500
17 Month Easy-Out CD 0.15% 0.15% $5,000 $500
18 Month CD 0.20% 0.20% $500 $500
24 Month CD 0.30% 0.30% $500 $500
30 Month CD 0.35% 0.35% $500 $500
36 Month CD 0.40% 0.40% $500
$500 
48 Month CD 0.50% 0.50% $500
$500
60 Month CD 1.00% 1.00% $500
$500
Maximum of $1,000,000.00 is allowed per account.
Certificates of Deposit earn a fixed interest rate for the entire term. A penalty may be imposed for withdrawals prior to maturity. Fees may reduce earnings on these accounts.
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