Personal savings accounts

Certificate of Deposit

Savings that earns you money.


A Certificate of Deposit can help you save by earning you money. What could be easier? With a CD, you’ll always know what interest rate you will receive during the term. That's smart savings.

• $500 minimum opening deposit (in most cases)
• No monthly service fee
• Terms range from 3 to 60 months
• Track your growth through Online Banking
• Deposits fully insured with FDIC and Depositors Insurance Fund (DIF) coverage

Rates as of 05/15/2023
All rates subject to change without notice.
Product Name Annual Percentage Yield (APY) Annual Interest Rate Minimum Balance To Open Minimum Balance To Obtain The APY
3 Month CD 1.00% 1.00% $500 $500 Open Now
6 Month CD 1.50% 1.49% $500 $500 Open Now
7 Month CD 4.85% 4.75% $500 $500
7 Month Easy-Out CD* 3.85% 3.78% $5,000 $500 Open Now
12 Month CD 0.20% 0.20% $500 $500 Open Now
17 Month Easy-Out CD* 0.15% 0.15% $5,000 $500 Open Now
18 Month CD 0.20% 0.20% $500 $500 Open Now
24 Month CD 0.30% 0.30% $500 $500 Open Now
30 Month CD 0.35% 0.35% $500 $500 Open Now
36 Month CD 0.40% 0.40% $500
$500 
48 Month CD 0.75% 0.75% $500
$500
60 Month CD 1.00% 1.00% $500
$500
Maximum of $1,000,000.00 is allowed per account.
Certificates of Deposit earn a fixed interest rate for the entire term. A penalty may be imposed for withdrawals prior to maturity. Fees may reduce earnings on these accounts.
*Our Easy Out CDs allow for withdrawals of the principal, penalty free every 7 days. See Truth in Savings Account Disclosure for full details.











































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