Cash Management Services

Efficiency.  Convenience. Control.

Florence Bank’s Cash Management Services offer a convenient way to track cash flow, move funds efficiently and safeguard your business from fraud. Our Cash Management Officers will work with you to determine which services will best meet the unique needs of your business. Call or email today to set up an appointment.

Phone: 413-437-5000

Cash Management Online Banking 
Cash Management Online Banking offers enhanced functionality, giving businesses the flexibility and control they need to manage their accounts online.

Enjoy all the features of our business online banking service , PLUS the ability to:

  • Combine multiple entities under a single login
  • Set up authorized users with specific permissions to accounts and services
  • Pay bills online with a shared payment center for all authorized users
  • Advance and paydown your commercial line of credit
Zero Balance Account (ZBA) 
Automate transfers to/from a master checking account with a Zero Balance Account. A ZBA makes accounting easier by keeping track of certain transactions such as payroll expenses, wire transfers or debit card purchases.

Electronic Data Interchange (EDI) Reporting 
Receive detailed reports of ACH transactions containing EDI information, typically Federal, State, Insurance and Healthcare payments.
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Cash Management Bill Pay 
Have more control over bill payments. Send bill payments under dual control and assign account level entitlements to employees. Also, send invoice and credit memo details to vendors.

ACH Origination 
Cut down on mailing and check processing costs. Send direct deposit payments to employees, vendors and partners. Set up payments to recur automatically with flexible payment dates.

Online Wire Transfers 
Enjoy the convenience of sending domestic and USD international wires right from your computer. Set up templates to send recurring wires quickly and easily.

Payroll Services 
Florence Bank partners with CheckWriters, a local company offering a full-suite of payroll and HR services. We would be happy to make an introduction.
ACH Origination 
Streamline the collection of recurring payments such as service fees, rent, membership dues, donations and more! Set up transfers to recur automatically with flexible payment dates.

Mobile Deposit 
Make deposits from anywhere using Florence Bank’s mobile app. Use the camera on your phone or tablet to scan and deposit checks and skip the trip to the Bank.

Remote Deposit Capture 
Spend more time managing your business by scanning and depositing checks right from your office. This service uses a scanner attached to your PC or laptop allowing you to deposit a large number of checks and/or large dollar amounts.

Merchant Services 
We can help you with all of your credit card processing needs. Florence Bank partners with Premier Merchant Services, LLC, a local merchant services provider. Premier Merchant Services, LLC offers competitive pricing and a variety of processing and equipment options. We would be happy to make an introduction or click here to learn more now.
Check and ACH Positive Pay 
Prevent against check and ACH fraud. Florence Bank’s Positive Pay Service helps your business detect suspicious transactions, reducing the risk of financial loss and safeguarding the reputation of your business.

Positive Pay is a comprehensive solution covering both check and ACH fraud and allows for verification of checks presented at our teller line. Positive Pay also monitors stale-dated items and offers multi-user access and flexible file formats.

Business Online Security
Studies have shown that there have been significant changes in the threat landscape in recent years. As a result, online account takeovers and unauthorized funds transfers have risen substantially each year since 2005, particularly with respect to commercial accounts, representing losses of hundreds of millions of dollars.

If you believe someone is trying to commit fraud and/or if you think you may have provided personal or account information in response to a fraudulent email or website, report the incident immediately, change your passwords and monitor your account activity frequently
Our experienced and dedicated team of business banking professionals can help you effectively, efficiently, and conveniently manage your cash flow.
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Positive Pay

Protect your business against fraud.

Florence Bank's Positive Pay Service helps your business detect suspicious transactions, reducing the risk of financial loss and safeguarding the reputation of your business. 

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