Personal Checking Accounts
Checking that rewards spending.
We can't say enough about our Rewards Checking. For starters, it's easy to use, big on benefits, and requires no minimum balance. Plus, it has Nationwide ATM fee refunds and earns you interest!* It should be called the Everything-You-Want checking account.
• Earn competitive interest on checking balances*
• ATM fees refunded nationwide*
• Debit Card for convenient shopping and easy withdrawals at ATMs
• EZ $ave account that helps you build up your savings balance
• eStatements that give you a quick, secure look at your monthly transactions
• Overdraft Services available to protect you from high returned-check fees
• Deposits fully insured with FDIC and Depositors Insurance Fund (DIF) coverage
• ATM fees refunded nationwide*
• Debit Card for convenient shopping and easy withdrawals at ATMs
• EZ $ave account that helps you build up your savings balance
• eStatements that give you a quick, secure look at your monthly transactions
• Overdraft Services available to protect you from high returned-check fees
• Deposits fully insured with FDIC and Depositors Insurance Fund (DIF) coverage
To view the Rewards Qualification calendar, click here.
If you are a new customer, please make sure you have the following available:
- U.S. Social Security Number
- Valid Driver’s License or State ID
- Credit or debit card or bank routing number to fund your new account
* To qualify for the highest interest rate and ATM refunds, you must make 12 or more debit card purchases each statement cycle. You also must be enrolled in Online Banking, receive eStatements, and have either Direct Deposit or ACH Auto Debit. Qualifying transactions are those posted to your account during the monthly period from the last day of the previous statement cycle until the next-to-last business day of the current cycle.
Rates as of
All rates subject to change without notice.
| Rewards Checking* |
Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit To Open | Minimum Balance To Obtain The APY |
|---|---|---|---|---|
| On balances up to $25,000 | 0.10% | 0.10% | $10 | $0.01 |
| On balances over $25,000 | 0.10% to 0.09%** | 0.05% | $10 | $25,000.01 |
| Base Rate | 0.01% | 0.01% | $10 | $0.01 |
*To qualify for the Rewards Checking interest rate and annual percentage yield, you must meet the following qualification requirements during each qualification period:
1) Make at least 12 Point-of-Sale Debit Card transactions (not including ATM transactions) that post to your account during each qualification period; and
2) Have at least 1 ACH third-party automatic debit or credit transaction (including Direct Deposits) post to your account during each qualification period; and
3) Agree to receive your monthly statement electronically, and access and view your statement online.
If you do not meet these qualification requirements, you will receive the Rewards Checking Base Rate on the principal balance.
**Assumes a principal balance of $35,000.00. APY earned depends on the actual principal balance.
Fees may reduce earnings on this account. The interest rate and APY may change after the account is opened.
Open A Rewards Checking Account online or visit one of our branches located conveniently across Western Massachusetts.
