Open an account online with as little as $10 in under 10 minutes

Truly Fee-Free Checking

Enjoy fee-free checking no matter which account you choose. With no monthly service charges, nationwide ATM refunds on select products, and free mobile banking, every account comes chock full of perks.


Get250 Checking Promo


Open an account online with as little as $10 in under 10 minutes

Open any new checking account and get up to $250!*

Hey! We're Florence, and we just opened a branch in Chicopee! (Nice to meet you.) To celebrate, we're offering you up to $250 when you open any new checking account, in person or online.*
Here's the code: CH250


Open a new account and sign up for eStatements and earn a $200 bonus!
Earn an additional $50 bonus when you have at least one direct deposit post to the new account.

* This offer is only available to current and new customers who have not held a Florence Bank checking account within the last 180 days. If multiple accounts are opened by the same signer, only one account will be eligible for the bonuses. To qualify for the $200 bonus, you must open a new Florence Bank personal checking account and enroll in eStatements. Minimum opening deposit of $10 is required. The new checking account must be opened in the new Chicopee branch, the Springfield branch, the West Springfield branch, or Online using the Promo Code, “CH250”. If opened in one of the branches listed, this offer must be mentioned. To qualify for the additional $50 bonus, at least one direct deposit must post to the new account. These conditions must be met within 60 days of account opening. Each bonus will be deposited into your new checking account within 14 days once each condition is met. Each bonus will be considered interest for tax purposes and is subject to 1099 reporting. Available as of April 28, 2021. This offer may be withdrawn at any time.

Choose an account that fits your lifestyle.

Cashback Checking**
Earn 2% cash back on everyday purchases and refunds on ATM fees nationwide when you use your Florence Bank Cashback Checking debit card.
Rewards Checking***
More of a saver? With competitive interest rates and rewards like refunds on nationwide ATM fees, it pays to bank with Rewards Checking.
Free Checking
It's checking—absolutely free. With unlimited check writing and no per-check fees, our Free Checking accounts allow you to bank worry-free.
**To earn 2% cash back (up to $10) on debit card purchases posted to your account, and refunds of nationwide ATM fees incurred during each statement cycle, you must have 12 or more debit card purchases post to your account; be enrolled in online banking and receive eStatements; and must have at least one deposit post during each statement cycle. If requirements are met, we will post cash back rewards to your account and refund ATM fees on the last business day of the statement cycle. ATM fee refunds may be reportable as miscellaneous income.

*** To qualify for the highest interest rate and refunds of nationwide ATM fees incurred during each qualification period, you must have 12 or more debit card purchases post to your account; be enrolled in online banking and receive eStatements; and, have either a Direct Deposit or ACH Auto Debit. Qualifying transactions are measured for items posted to your account for the monthly period beginning on the last business day of the previous statement cycle through to the next to the last business day of the statement cycle. ATM fee refunds may be reportable as miscellaneous income.

The benefits that matter most.

Easy


  • $200 bonus when you open a new account and sign up for eStatements
  • $50 bonus when you have at least one direct deposit post to the new account
  • Low $10 opening deposit
  • Visa® debit card
  • No monthly service charge

Convenience


  • Deposit checks and transfer funds easily with our mobile app
  • Check your balances and pay your bills securely online
  • 12 conveniently located branches throughout Western MA
  • Access to a nationwide network of over 20,000 ATMs

Safe


  • Check your balances and pay your bills securely online
  • Overdraft and fraud detection services for your protection
  • Fully insured with FDIC and Depositors Insurance Fund (DIF)

Banking with extra benefits.

And just when you thought banking with us couldn't get any sweeter... Get up to $250 when you open any new checking account with us.

We’re here to stay.

Florence Bank is a community bank, which means it prioritizes its customers and the community. With no stockholders, we can focus on the ideas and decisions that are good for customers, staff and those all throughout the Pioneer Valley.

Your new checking account (and up to $250*) is just a click away.