Checking Accounts

Three kinds of free.
All kinds of perks.

Easy Saving Checking Landing Page - 2023

Cashback Checking*

For the Shoppers

Earn 2% cash back on everyday purchases and refunds on ATM fees nationwide when you use your Florence Bank Visa^® debit card.

Account Details

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Rewards Checking**

For the Savers

More of a saver? With competitive interest rates and rewards like refunds on nationwide ATM fees, it pays to bank with Rewards Checking.

Account Details

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Free Checking

No Frills!

It's checking — absolutely free. With unlimited check writing and no per-checking fees, our Free Checking accounts allow you to bank worry-free.

Account Details

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Mobile Banking

With mobile banking services from Florence Bank, you can deposit checks, pay people and bills, transfer funds, make purchases, and more. All from your mobile device.

Easy

Mobile Wallet

Safe

Fund Transfers

Convenient

Nationwide Network

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The benefits that matter most.

Low $10 opening deposit
Visa® debit card
No monthly service charges or minimum balance requirements
12 conveniently located branches throughout Western MA
Get direct deposits up to two days early***
Access to a nationwide network of over 20,000 ATMs
Deposit checks and transfer funds easily with our mobile app
Check your balances and pay your bills securely online
Fully insured with FDIC and Depositors Insurance Fund (DIF)
Overdraft and fraud detection services for your protection

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If you are a new customer, please make sure you have the following available: U.S. Social Security Number, Valid Driver’s License or State ID, and a

credit or debit card or bank routing number to fund your new account.

* To earn 2% cash back (up to $10) on debit card purchases posted to your account, and refunds of nationwide ATM fees incurred during each monthly statement cycle, you must have 12 or more debit card purchases post to your account; be enrolled in online banking and receive eStatements; and must have at least one deposit post during each monthly statement cycle. If requirements are met, we will post cash back rewards to your account and refund ATM fees on the last business day of the monthly statement cycle. ATM fee refunds may be reportable as miscellaneous income.

** To qualify for the highest interest rate and refunds of nationwide ATM fees, you must have 12 or more debit card purchases post to your account; be enrolled in online banking and receive eStatements; and, have either one Direct Deposit or one ACH Auto Debit post to your account during each monthly statement cycle. If requirements are met, we will post interest to your account and refund ATM fees on the last business day of the monthly statement cycle. If you do not meet these qualifications, you will receive the Rewards Checking Base Rate on the principal balance. ATM fee refunds may be reportable as miscellaneous income.

*** Early access to funds is not guaranteed.

We’re here for you.

Florence Bank is a community bank, which means we prioritize our customers and those in our community. We focus on the ideas and decisions that are good for customers, employees, and those throughout Western Massachusetts.