Checking Accounts
What's your banking style?
Find your perfect fit!
Free Checking
Free Checking
Bank worry-free with unlimited check writing, no monthly service charges, and more. Plus receive direct deposits up to two days early.
Cashback Checking
Cashback Checking*
Get 2% cash back on debit card purchases, refunds on nationwide ATM fees, and more. Plus receive direct deposits up to two days early.
Rewards Checking
Rewards Checking**
Enjoy interest-bearing checking, refunds on nationwide ATM fees, and more. Plus receive direct deposits up to two days early.
Mobile Banking
With mobile banking services from Florence Bank, you can deposit checks, pay people and bills, transfer funds, make purchases, and more. All from your mobile device.
Easy
Mobile Wallet
Safe
Funded Transfers
Convenient
Nationwide Network
The benefits you deserve.
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Low $10 opening deposit
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No monthly service charges or minimum balance requirements
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Get direct deposits up to two days early*
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Deposit checks and transfer funds easily with our mobile app
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Fully insured with FDIC and Depositors Insurance Fund (DIF)
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Visa® debit card
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12 conveniently located branches throughout Western MA
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Access to a nationwide network of over 20,000 ATMs
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Check your balances and pay your bills securely online
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Overdraft and fraud detection services for your protection
If you are a new customer, please make sure you have the following available: U.S. Social Security Number, Valid Driver’s License or State ID, and a credit or debit card or bank routing number to fund your new account.
* To earn 2% cash back (up to $10) on debit card purchases posted to your account, and refunds of nationwide ATM fees incurred during each monthly statement cycle, you must have 12 or more debit card purchases post to your account; be enrolled in online banking and receive eStatements; and must have at least one deposit post during each monthly statement cycle. If requirements are met, we will post cash back rewards to your account and refund ATM fees on the last business day of the monthly statement cycle. ATM fee refunds may be reportable as miscellaneous income.
** To qualify for the highest interest rate and refunds of nationwide ATM fees, you have 12 or more debit card purchases post to your account; be enrolled in online banking and receive eStatements; and, have either one Direct Deposit or one ACH Auto Debit post to your account during each monthly statement cycle. If requirements are met, we will post interest to your account and refund ATM fees on the last business day of the monthly statement cycle. If you do not meet these qualifications, you will receive the Rewards Checking Base Rate on the prinicpal balance. ATF fee refunds may be reportable as miscellaneous income.
We’re here for you.
Florence Bank is a community bank, which means we prioritize our customers and those in our community. We focus on the ideas and decisions that are good for customers, employees, and those throughout Western Massachusetts.
