fiRst-time homebuyer programs
Our Welcome Home First-time Homebuyer Program is designed to help first-time homebuyers purchase an owner-occupied single-family home, two-family home, or condominium in Chicopee, Holyoke, and Springfield.
Welcome Home is a first-time homebuyer mortgage that can be used to finance properties located in Chicopee, Holyoke, and Springfield.
Key Features & Benefits
- Reduced interest rate
- 100% financing
- $1,000 lender’s credit
- Mortgage processing fee waived
- No private mortgage insurance (PMI)
- No income restrictions for this program
Welcome Home PLUS provides all the benefits of the Welcome Home first-time homebuyer mortgage plus an additional lender’s credit of $10,000 for borrowers who finance properties in Majority Minority Census Tracts (as defined by the U.S. Census Bureau) in Chicopee, Holyoke, and Springfield.
Key Features & Benefits
- Reduced interest rate
- 100% financing
- $1,000 lender’s credit
- Additional $10,000 lender's credit (can be used toward closing costs, prepaids, escrows, and principal curtailment)
- Mortgage processing fee waived
- No private mortgage insurance (PMI)
- No income restrictions for this program
To learn more about the Welcome Home First-time Homebuyer Program , or to apply, please contact one of our mortgage specialists today.
COMMUNITY MORTGAGE ORIGINATOR - SPANISH SPEAKING
Serving All Locations
Serving All Locations
UNIVERSAL MORTGAGE SPECIALIST
Serving All Locations
Serving All Locations
WEST SPRINGFIELD MORTGAGE OFFICE
Nicole Gleason
NMLS#527772
(413) 582-5420
nicole.gleason@florencebank.com
Nicole Gleason
NMLS#527772
(413) 582-5420
nicole.gleason@florencebank.com
