Getting Started


The real estate game can be very competitive. Every little advantage can help you be the buyer who gets the house. Let Florence Bank pre-qualify you in any of our branches with a letter that states the mortgage amount you've been qualified to borrow. This assures sellers that you're a serious buyer who has already been approved for financing. It could make the difference between getting the perfect house, or losing it.

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Construction Loan

Lucky you, you're building a house! We can't help you choose the right color for the living room, but we can help you choose the right financing. Not only are we able to answer all of your mortgage questions, we can also help you with an affordable mortgage choice that makes the most financial sense for you.

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Are you currently looking for a home, or think you will be in the near future? If so, we have a new mortgage pre-approval with rate lock that is right for you.

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First-Time Homebuyers Program

The First-Time Homebuyer Program is available if you have not owned a home within the last three years from the date of application. We participate in federal and state programs, including the Guaranteed Rural Housing Program and the MassHousing Loan Program, designed to help first-time homebuyers overcome some of the obstacles to getting a mortgage. Low down payment options are available on all first-time homebuyer loans.

  • Free service from Florence Bank
  • Increases your buying power
  • Quick turn-around time
  • Confidence in buying

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