2.375% Rate     |     2.510% APR     |     10-Year Fixed Rate*

Low fixed rates for every kind of homebuyer.

As a community bank, our commitment is to people. Offering low rates on mortgages is just one more way we make home buying a pleasure.

* Annual Percentage Rate (APR) advertised with 0 points and a first lien on a qualifying 1-4 family owner-occupied residence located in MA; maximum loan amount $548,250, loan to value ratio (LTV) of 80% or less, and a minimum credit score of 680. Rates and fees may vary based upon your credit profile, property type, and/or LTV. Account subject to credit approval. Rates current as of 11/03/2020 and are subject to change. Homeowners' (and flood if applicable) insurance is required. Repayment example: $9.31 per $1,000 borrowed for 120 months. Payments do not include amounts for taxes and insurance, the actual payment will be greater.


2022 General Mortgages


HOME MORTGAGES

We help turn houses into homes.

As a community bank, we’re committed to making life better for people in the cities and towns we serve. And that starts by helping turn houses into homes.

Current Rates 
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Work with a mortgage partner you can trust.

Great Mortgages Reside Here

With fixed- and adjustable-rate terms ranging from 10-30 years, we have the mortgage product that's right for you.

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First-Time Buyer Programs

Helping first-time buyers is second nature to us.
See how we can help you get your foot in the door.

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Mortgage Specialists at Every Branch

Located at every office, our mortgage specialists
work with you from pre-approval to closing.

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Learn How to Get Pre-Approved*

Lock-in your rate. Strengthen your offer. 
And shop with confidence.

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* Subject to credit approval, pre-approval with 120 day rate lock on a qualifying primary, single family, owner occupied residence. Subject property must be located within Hampden, Hampshire or Franklin County of Massachusetts.. To guarantee 120 day rate lock, a qualifying property must be identified and mortgage application submitted by the 75th calendar day from the date of the rate lock agreement. Only available on certain mortgage products. Contact for more details.