Fixed-Rate Mortgage

Home loans with a rate that won't increase.

You find the home--we'll make it easy to finance with a Fixed-Rate Mortgage. You'll get personal service and quick decisions from Florence Bank's local mortgage experts, so you can start planning your budget without worrying about your rate increasing.

Fixed-Rate Mortgage
  • Guaranteed fixed interest rate for term of mortgage
  • Local decision-making
  • Low down payment options available*
  • First-time homebuyer programs available
  • Rate-lock options available
  • Available for owner-occupied 1- to 4-family homes
  • Jumbo fixed rates available

Why choose a Fixed-Rate Mortgage?
  • Your interest rate will never increase
  • Little or no change in monthly principal and interest payments
  • Option to pay "points," an upfront investment that reduces interest rate, and resulting monthly payment

*Private mortgage insurance (PMI) is required for loans more than 80% of the appraised property value.

Have you already started an online mortgage application? Click "Resume Application" to pick up where you left off.

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