Residential
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Home loans with a rate that won't increase.
You find the home--we'll make it easy to finance with a Fixed Rate Mortgage. You'll get personal service and quick decisions from Florence Bank's local mortgage experts, so you can start planning your budget without worrying about your rate increasing.
Fixed Rate Mortgage
- Guaranteed fixed interest rate for term of mortgage
- Local decision-making
- Low down payment options available*
- First-time homebuyer programs available
- Rate-lock options available
- Available for owner-occupied 1- to 4-family homes
- Jumbo fixed rates available
Why choose a Fixed Rate Mortgage?
- Your interest rate will never increase
- Little or no change in monthly principal and interest payments
- Option to pay "points," an upfront investment that reduces interest rate, and resulting monthly payment
*Private mortgage insurance (PMI) is required for loans more than 80% of the appraised property value.
