Residential

Home Equity Line of Credit

Helping you use the equity in your home.


With a Home Equity Line of Credit (HELOC), you can use the equity in your home to pay for things like renovating your kitchen, college expenses, a new car, or your cousin's wedding in Hawaii. All you have to do is apply once, and then access the money you need, when you need it. You don't have to borrow the full amount or reapply to use more of it. With this revolving line of credit, you get competitive rates, flexible repayment options, and money whenever you need it.

  • Your line is accessible whenever you need it
  • Available credit increases as you pay down your balance
  • Adjustable rate line of credit
  • Fixed rate conversion option available
  • Available for owner-occupied 1- to 4-family homes or condominiums
  • Money can be borrowed for any purpose, including home renovations, education, emergency expenses, or debt consolidation

Apply For A HELOC online or visit Florence Bank, a full-service bank with branches conveniently located throughout Western Massachusetts.
Have you already started an online mortgage application? Click "Resume Application" to pick up where you left off.
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