Business Banking
Because we're always thinking about your success, we make getting down to business easy with our free business checking accounts. From Free Business Checking and Free Non-Profit Checking, to Business Interest Checking and Cash Management Checking, you will find we cater to both large and small businesses.
Can't find the account your looking for below? Click here to see our other business deposit account options.
COMPARE BUSINESS ACCOUNTS
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| Free Business Checking |
Non-Profit Free Checking |
Cash Management Checking |
Business Interest Checking |
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|---|---|---|---|---|
| No Monthly Service Charges |  |
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| No Minimum Balance |  |
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| No Fee for Deposits or Deposited items |  |
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| Unlimited Check Writing |  |
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| Minimum Opening Deposit | $100 | $100 | $100 | $100 |
| eStatements |  |
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| Online Banking |  |
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| Bill Pay |  |
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| Debit Card |  |
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| Night Deposit Services |  |
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| Earns Interest |  |
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| Remote Deposit Capture |  |
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| Key Perks | Simple! | Simple, designed for Non-Profits | Designed for businesses using Cash Management Services | Businesses with higher balances that want to earn interest |
| More Info Inquire |
More Info Inquire |
More Info Inquire |
More Info Inquire |
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| Statement Savings | Business Money Market | Certificate of Deposit (CD) | |
|---|---|---|---|
| Earns Interest |  |
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| No Monthly Service Charges |  |
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| Minimum Opening Deposit | $10 | $1,000 | $500 (in most cases) |
| No Closeout Penalty |  |
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| eStatement |  |
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| Automatic Transfer Service (to checking for overdraft) |
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| Key Perks | Automatic savings plan | High interest rate | Terms from 3 to 48 months |
| More Info Inquire |
More Info Inquire |
More Info Inquire |
BUSINESS DEPOSIT RATES
All rates subject to change without notice.
Cash Management
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| Cash Management Checking | Annual Earnings Credit Rate |
Minimum Deposit to Open |
Minimum Balance to Obtain the Earnings Credit Rate |
|---|---|---|---|
| Account Details | 1.25 % | $100 | $0.01 |
*Credit accumulated each month will only be applied to that month's service charges. The earnings credit rate may change after the account is opened.
Business Interest Checking
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| Product Name | Annual Percentage Yield (APY) |
Annual Interest Rate |
Minimum Deposit to Open |
Minimum Balance to Obtain the APY |
|---|---|---|---|---|
| Business Interest Checking Account - Tier 1 |
0.01% | 0.01% | $100 | $0.01 |
| Business Interest Checking Account - Tier 2 |
0.10% | 0.10% | $100 |
$100,000 |
| Business Interest Checking Account - Tier 3 |
0.15% | 0.15% | $100 |
$250,000 |
| Business Interest Checking Account - Tier 4 |
0.15% | 0.15% | $100 |
$500,000 |
| Business Interest Checking Account - Tier 5 |
0.15 % | 0.15% | $100 |
$1,000,000 |
*Fees may reduce earnings. The interest rate and APY may change after the account is opened.
IOLTA
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| IOLTA Checking | Annual Percentage Yield (APY) |
Annual Interest Rate |
Minimum Deposit to Open |
Minimum Balance to Obtain APY |
|---|---|---|---|---|
| Account Details | 1.10% | 1.09% | $100 | $10 |
*Fees may reduce earnings. The interest rate and APY may change after the account is opened.
Rates as of October 16, 2019
All rates subject to change without notice.
Client Escrow Savings
| Client Escrow Savings | Annual Percentage Yield (APY) |
Annual Interest Rate | Minimum Deposit to Open |
Minimum Balance to Obtain APY |
|---|---|---|---|---|
| Account Details | 0.10% | 0.10% | $100 | $10 |
*A Client Escrow Account is required to open the Client Escrow Savings Account. Fees may reduce earnings. The interest rate and APY may change after the account is opened.
Business Money Market
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| Business Money Market | Annual Percentage Yield (APY) |
Annual Interest Rate | Minimum Deposit to Open |
Minimum Balance to Obtain APY |
|---|---|---|---|---|
| Tier 1 | 0.20% | 0.20% | $1,000 | $10 |
| Tier 2 | 0.20% |
0.20% |
$1,000 |
$25,000 |
| Tier 3 | 0.45% |
0.45% |
$1,000 |
$100,000 |
| Tier 4 | 0.65% |
0.65% |
$1,000 |
$500,000 |
Fees may reduce earnings. The interest rate and APY may change after the account is opened.
CERTIFICATES OF DEPOSIT
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| Term | Annual Percentage Yield (APY) |
Annual Interest Rate |
Minimum Deposit to Open |
Minimum Balance to Obtain the APY |
|---|---|---|---|---|
| 3 Month CD |
0.10 % | 0.10 % | $500 | $500 |
| 6 Month CD | 0.25 % | 0.25 % | $500 |
$500 |
| 7 Month Easy-Out CD |
0.15 % | 0.15 % | $5,000 |
$500 |
| 12 Month CD |
0.40 % | 0.40 % | $500 | $500 |
| 17 Month Easy-Out CD |
0.40 % | 0.40 % | $5,000 |
$500 |
| 18 Month CD |
0.45 % | 0.45 % | $500 |
$500 |
| 24 Month CD |
0.55 % | 0.55 % | $500 |
$500 |
| 25 Month CD |
1.85 % | 1.83 % | $500 |
$500 |
| 30 Month CD |
1.25 % | 1.24 % | $500 |
$500 |
| 36 Month CD |
1.75 % | 1.74 % | $500 |
$500 |
| 48 Month CD |
1.50 % | 1.49 % | $500 |
$500 |
Maximum of $1,000,000 is allowed per account.
Certificates of Deposit earn a fixed interest rate for the entire term. A penalty may be imposed for withdrawals prior to maturity. Fees may reduce earnings on these accounts.