Personal Online Banking
For more information on Transaction Limitations, please see your Personal Online Banking Agreement.
|
Transaction Type |
Description |
Per Transaction Limit |
Daily Limit |
|
Internal Transfer |
Transfer funds between your Checking, Savings, or Home Equity Line of Credit accounts at Florence Bank. |
$25,000 |
$100,000 |
|
Other Florence Bank Account Transfer |
Transfer funds from your checking and savings accounts at Florence Bank to other customer accounts at Florence Bank. |
$10,000 |
N/A |
|
External Account Transfer |
Transfer funds between your Florence Bank checking or savings accounts and accounts you have at other banks. |
$2,500 |
$2,500 |
|
This type of transfer also has a 30-day limit of $10,000. |
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|
Bill Pay |
Make a payment from one of your Florence Bank checking accounts to pay bills such as electric, cable, or credit cards. |
$25,000 |
N/A |
|
Mobile Remote Deposit Capture (mRDC) |
Deposit a check by using a mobile device to scan an image of the front and back of the check and transmit the image to the bank. |
$5,000 |
$5,000 |
|
Please call us at 413.586.1300 to request an increase to your daily mobile deposit limit. |
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Zelle®
|
Service* |
Description |
Daily Limit |
Outstanding Limit |
Period Limit (Rolling 30 Days) |
|
Instant Payment |
Zelle® enrolled user to Zelle® enrolled user where money is transferred near instantly. Need recipients email address or phone number. |
$1,000 |
N/A |
$3,000 |
|
Consumer Pay Request |
Our customer is answering a request for payment from another enrolled Zelle® user. Transfer out happens near instantly. |
$1,000 |
N/A |
$3,000 |
|
P2P Standard/Next Day |
Sending money to a Zelle® enrolled user next day or scheduled. Need recipient's email address or phone number. |
$2,500 |
$10,000 |
$10,000 |
|
Send Money Standard/Next Day |
Sending money to any recipient using their bank account and routing numbers. |
$2,500 |
$10,000 |
$10,000 |
|
Pay Request Service |
Florence Bank customer is requesting payment from a Zelle® enrolled user using the email address or phone number. |
$2,500 |
$10,000 |
$10,000 |
Send money transactions cannot be less that $5.00 and are limited to 15 per day or 30 per 30 days. Request money transactions cannot be less than $5.00 and are limited to 10 per day or 30 per 30 days.
Business Online Banking & Cash Management
For more information on Transaction Limitations, please see your Business Online Banking Agreement.
|
Transaction Type |
Description |
Per Transaction Limit |
Daily Limit |
|
Internal Transfer |
Transfer funds between your Checking or Savings accounts at Florence Bank. Cash Management also allows transfers from a Commercial Line of Credit to your checking or savings account. |
$25,000 |
$100,000 |
|
Cash Management Administrators have a per transaction limit of $1,000,000 and can assign an internal transfer limit up to this amount to any of its Authorized Users. |
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|
Other Florence Bank Account Transfer |
Transfer funds from your checking and savings accounts at Florence Bank to other customer accounts at Florence Bank. |
$10,000 |
N/A |
|
Bill Pay |
Make payment from one of your Florence Bank checking accounts to pay bills such as electric, cable, or credit cards. |
$25,000 |
N/A |
|
Cash Management Bill Pay (An Optional Service) |
Make a payment from one of your Florence Bank checking accounts to pay bills such as electric, cable, or credit cards. |
$500,000 |
N/A |
|
Mobile Remote Deposit Capture (mRDC) |
Deposit a check by using a mobile device to scan an image of the front and back of the check and transmit the image to the bank. |
$5,000 |
$5,000 |
|
Please call us at 413.586.1300 to request an increase to your daily mobile deposit limit. |
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Zelle® for your Small Business
|
Service* |
Description |
Daily Limit |
Outstanding Limit |
Period Limit (Rolling 30 Days) |
|
Instant Payment |
Zelle® enrolled user to Zelle® enrolled user where money is transferred near instantly. Need recipients email address or phone number. |
$1,000 |
N/A |
$3,000 |
|
Consumer Pay Request |
Our customer is answering a request for payment from another enrolled Zelle® user. Transfer out happens near instantly. |
$1,000 |
N/A |
$3,000 |
|
P2P Standard/Next Day |
Sending money to a Zelle® enrolled user next day or scheduled. Need recipient's email address or phone number. |
$2,500 |
$10,000 |
$10,000 |
|
Send Money Standard/Next Day |
Sending money to any recipient using their bank account and routing numbers. |
$2,500 |
$10,000 |
$10,000 |
|
Pay Request Service |
Florence Bank customer is requesting payment from a Zelle® enrolled user using the email address or phone number. |
$2,500 |
$10,000 |
$10,000 |
Please call us a 413.586.1300 request an increase to your Zelle® limits.
* Send money transactions cannot be less that $5.00 and are limited to 15 per day or 30 per 30 days. Request money transactions cannot be less than $5.00 and are limited to 10 per day or 30 per 30 days.
If you are interested in enhanced funds transfer capabilities such as online wire or ACH origination services, please contact our Cash Management Department at 413.437.5000 or cashmgmt@florencebank.com.