Florence Bank
| Personal Account Fees and Service Charges | |
|---|---|
| Effective January 1, 2024 | |
| Account Inactivity Fee | $10.00 |
|
Checking account with no activity for one year. Savings account with no activity for two years and balance < $25.00. |
|
| Debit Cards | |
| Expedited Delivery Fee | $25.00 |
| Canadian Check Processing Fee < $2,500 | $6.00 |
| Canadian Check Processing Fee > $2,500 | $35.00 |
| Coin Processing Fee > $10.00 | 5% of total |
| Copy/Printing Fee | $2.00 |
| Foreign Check Processing Fee | $35.00 |
| Foreign Currency Fee | $15.00 |
| Individual Retirement Accounts | |
| Early Close-out Fee (Open < 3 months) | $25.00 |
| Transfer Fee | $25.00 |
| Levy Processing Fee | $25.00 |
| Locking Night Deposit Bag | $25.00 |
| Lost Passbook Fee | $10.00 |
| Money Order Fee | $3.00 |
| Official Check Fee | $5.00 |
| Overdraft Fee - Returned Overdraft Fee - Paid |
$33.00 $33.00 |
|
Overdrafts created by check, ATM withdrawal, in-person withdrawal, or other electronic means.
|
|
| Overdraft Transfer Service | $5.00 |
| Research Fee (per hour/one hour minimum) | $25.00 |
| Returned Check Fee | $7.00 |
| Stop Payment Fee | $30.00 |
| Domestic Wire Fees | |
| Incoming | $10.00 |
| Outgoing | $20.00 |
| Recurring | $10.00 |
| International Wire Fees | |
| Incoming | $30.00 |
| Outgoing (minimum) | $45.00 |
| Recurring (minimum) | $45.00 |
| Monthly Service Charges | |
|
A monthly service charge will be imposed every statement cycle if the balance in the account falls below the minimum requirement in any day of the cycle. |
|
| Money Market Deposit Account* | $5.00 |
| Statement Savings Account** | $2.00 |
| Passbook Savings Account** | $2.00 |
|
|
| Safe Deposit Box Services | |
| Box Size* | Annual Fee |
| 2" x 5" | $35.00 |
| 3" x 5" | $45.00 |
| 5" x 5" | $55.00 |
| 3" x 10" | $85.00 |
| 5" x 10" | $125.00 |
| 7" x 10" | $150.00 |
| 10" x 10" | $175.00 |
| Lost Key Replacement Fee | $25.00 |
| Lock Drilling Fee | $250.00 |
| Safe Deposit Late Charge Fee | $5.00 |
|
*All boxes are 21" in depth. Available box sizes may vary by location. We do not provide insurance coverage for the contents of your safe deposit box. You may, at your expense, secure your own insurance. Safe deposit box contents are not FDIC/DIF insured. |
|
| Safe Deposit Boxes Offered at the Following Locations: | |
| Amherst | 385 College Street (Rte. 9) |
| Easthampton | 5 Main Street |
| Florence | 85 Main Street |
| Hadley | 377 Russell Street (Rte. 9) |
| Northampton | 176 King Street |
Florence BankConnecting All Offices: 413.586.1300 or 800.644.8261 www.florencebank.com |
|
1/2023