*To earn the $400.00 account bonus deposit, you must open a new personal checking account online or at any of our branches using Promo Code “400” and set up and receive Qualifying Checking Account Direct Deposits totaling $1,500.00 or more within 90 calendar days of account opening. This offer is only available to new personal checking customers and is limited to one per customer. Florence Bank employees and all existing Florence Bank checking customers, including those with any relationship to any other Florence Bank checking account, or those who closed a checking account within the last 180 calendar days, are not eligible. Qualifying Direct Deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension, or government payments (such as Social Security). Deposits from the Real-Time Payments (RTP) network, payments through peer-to-peer networks such as PayPal, Zelle, Venmo or others, do not qualify as direct deposits. Rewards Checking Annual Percentage Yield (APY) will equal 0.25% when your daily balance range is equal to or greater than $.01 but less than $25,000.01. When your balance is equal to or greater than $25,000.01, your APY will range from 0.25% to 0.21%, assuming a principal balance of $35,000.00. This offer may be withdrawn at any time. The $400.00 bonus is considered income and may be reported on IRS form 1099-INT as required by applicable law. Available as of March 5, 2025.

Promotional Bonus Payment: If you meet the eligibility and qualifications above, we will post the $400 bonus to your account within 14 business days of the completion of the 90-calendar day qualifying period.

**Early access to funds is not guaranteed.