Residential
Ideas, dreams, and better tomorrows. It's time to make them all happen.
We all have a wish list. What's on yours? It could be a new family room, a stylish set of wheels, sending a young scholar off to college. Or it could be a thousand other things. At Florence Bank we always enjoy hearing about big plans. And with our affordable Home Equity Loans and Lines of Credit, we've become specialists turning them into reality.
Click here to view Home Equity Rates.
Home Equity Loan
With a Home Equity Loan, your payments are fixed for the life of your loan. This is great for larger purchases or debt consolidation with the peace of mind of knowing exactly what your monthly payments will be.
Home Equity Line of Credit
With a Home Equity Line of Credit (HELOC), you can use the equity in your home to pay for things like renovating your kitchen, college expenses, a new car, or your cousin's wedding in Hawaii. All you have to do is apply once, and then access the money you need, when you need it. You don't have to borrow the full amount or reapply to use more of it. With this revolving line of credit, you get competitive rates, flexible repayment options, and money whenever you need it.
Have you already started an online Home Equity application? Click "Resume Application" to pick up where you left off.
Home Equity Line of Credit
Why Not Take Advantage Of The Equity In Your Home?
Florence Bank Home Equity Lines of Credit offer you financial flexibility and convenient ways for you to access cash.
