Personal Savings Account

Individual Retirement Accounts

Retirement planning made easy.

When it comes to retirement, it's never too early to start saving. And with our Individual Retirement Accounts, it's never been easier. We offer a wide range of options and terms, so you can find an IRA that works for you. From Traditional, Roth and Education IRAs, these financially secure accounts also offer excellent tax benefits. We're not just thinking about how you live now, we're thinking about your future. Always.

Account Basics
  • No monthly or annual fees
  • Online Banking
  • Wide range of options and terms
  • Penalty for early withdrawal*

*There are some exceptions to make early, penalty-free withdrawals from your IRA, such as medical expenses not covered by insurance, purchasing a first home, higher education expenses, and more.
Available terms: 6, 7, 12, 14, 18, 24, 25, 30,  36, 48, and 60 months

  • No monthly or annual fees
  • Minimum deposit of $500 to open
  • Guaranteed interest rate for the term of the certificate
  • Funds may be added at maturity
    • As with most CDs, there may be a penalty for early withdrawal
  • View your account in Online Banking


  • Minimum deposit of $10 to open
  • Variable interest rate
  • No monthly or annual fees
  • Option to make additional deposits of any amount at anytime
  • Monthly statement for accurate record keeping
  • View your account in Online Banking








































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