We're always thinking about ways to make life easier for you when it comes to banking, and it's no exception when it comes to our Mortgage Team. With a team of mortgage specialists in every Florence Bank branch available to walk you through the process of finding the right combination of terms and product features, we will make sure you find a mortgage that meets your individual needs. All of our mortgage specialists are registered with the Nationwide Mortgage Licensing System (NMLS).

Fixed Rate Mortgage

Fixed Rate Mortgage

You find the home, we'll make it easy to finance with a fixed rate mortgage. You'll get personal service and quick decisions from our Western Massachusetts mortgage experts and local management team, so you can start planning your budget without worrying about your rate increasing. Go ahead, let out that sigh of relief.

*Private mortgage insurance (PMI) is required for loans more than 80% of the appraised property value.

To learn more about fixed rate mortgages, click here.

Adjustable Rate Mortgage

Adjustable Rate Mortgage

Our Adjustable Rate Mortgage can give you a hand with financing your home by offering greater buying power. Low introductory rates deliver savings at the start of the loan, when you may really need it.

To learn more about adjustable rate mortgages, click here.

Home Equity Line of Credit

Home Equity Line of Credit

With a Home Equity Line of Credit (HELOC), you can use the equity in your home to pay for things like renovating your kitchen, college expenses, a new car, or your cousin's wedding in Hawaii. All you have to do is apply once, and then access the money you need, when you need it. You don't have to borrow the full amount, or reapply to use more of it. With this revolving line of credit you get competitive rates, flexible repayment options, and money when you need it.

To learn more about home equity lines of credit, click here.

Home Equity Loans

Home Equity Loans

With a Fixed Rate Home Equity Loan, your payments are fixed for the life of your loan. This is great for larger purchases or debt consolidation with the peace of mind of knowing exactly what your monthly payments will be.

To learn more about home equity loans, click here.